Lol I am in a similar situation xD You are closer tho =p

Personally, I look at it this way, 200 Wish credits is a lot to not take advantage of. If you are close and the gap is smaller than around the 200 wish credits, it might be more beneficial to complete it. This is just my opinion of course, but I personally will try and complete mine tomorrow when I can purchase more Purchase Limit Packs xD