There is actually many different ways to deposit things such as into your own account or into a fund that gets you money out of it such as TSP for the Military. In this case if you read the bottom of the event in the game it says "You can make deposits into different Froggies! Make a plan! Watch your money being put into good use. So basically when you put 5000 ingots you are putting into an account that is using it to get the items under the 5000 ingots. There is no misleading information at all.